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Need Disability Benefits? Lawyers versus Insurance

If you feel as though your insurance company is actively working against you, considering hiring disability insurance lawyers who will work in your favor! Before you hire an attorney, however, consider this question: If you were accused of a serious criminal act, such as murder, would you simply choose the first attorney you saw in the yellow pages? Probably not. Likewise, you should probably not settle for the first disability insurance lawyer with whom you meet.

In the next several paragraphs, you will learn a few specific traits to look for in an attorney, as well as a few traits you should avoid. Additionally, you will learn some tips on how to decide whether or not an attorney is the right step for you. Keep reading!

Are Disability Insurance Lawyers Right for You?

Are disability insurance lawyers right for you? In order to answer this question, there are several factors you should consider. In general, you should file the first insurance claim yourself. If benefits are granted, this will save you from having to split your monetary reward with your attorney. However, if you benefits are initially denied, you should definitely seek the services of a qualified legal professional before you pursue either an appeal or a court case. Additionally, decide whether or not the amount of possible benefits is worth the time and expense an appeal or court case might cost. While those suffering with long-term disabilities often cannot make ends meet without insurance benefits, those with short-term disabilities may find themselves back in the work force before their appeal or court case is ever resolved.

Once you have made the decision to begin researching disability insurance lawyers, you should take care to remember that, like criminal law, disability law is a specialty. It is imperative that your attorney spends most, if not all, of his/her time dealing with cases similar to your own. Additionally, make sure you pick a lawyer who is upfront and honest about your chances of winning or settling your case. He/she should also make you feel very comfortable. Remember that this person will have access to your medical records and, in many cases, your criminal and/or financial history. Do not feel obligated to go with the first attorney you visit, especially if he/she seems at all untrustworthy.

Be wary of lawyers who are hesitant to discuss their past successes with you. Also, watch out for those who wish to charge upfront. Most reputable firms offer free, no-obligation consultations, and many charge no fee unless they win or settle your case.

Finally, remember that you should educate yourself on disability law and the policies of your individual insurance company as much as possible. This is the only way for you to feel absolutely certain that your attorney is doing the best job possible, and it is the only way that you can aid in your own case if it should go to court. Good luck!

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